Overview
Comprehensive property insurance for residential and commercial buildings, contents, and assets — including burglary, theft, and natural-calamity coverage.
Policy Types
- Bharat Griha Raksha (home insurance — IRDAI standard)
- Householder package policy
- Shopkeeper package policy
- Office package policy
- Burglary & theft policy
- Money insurance
Coverage Includes
- Building structure & permanent fittings
- Contents (furniture, electronics, valuables)
- Burglary, theft & housebreaking
- Natural calamities (storm, flood, earthquake)
- Loss of rent / additional living expenses
- Personal accident (optional)
Sum-Insured Determination
- Building: reconstruction cost (not market value)
- Contents: replacement-cost basis
- Valuables: agreed value with valuation report
Why EXPORTAS
- Right policy selection — home / office / shop
- Accurate valuation guidance
- Quick policy issuance
- Claim settlement support
- Periodic review & renewal reminders