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Term Plan / Life Insurance

Pure-protection term insurance plans with high sum assured at affordable premiums — secure your family's financial future against unforeseen events.

Overview

Pure-protection term insurance plans with high sum assured at affordable premiums — secure your family's financial future against unforeseen events.

Plan Variants

  • Pure term plan (high cover, low premium)
  • Term plan with return of premium (TROP)
  • Increasing cover term plan
  • Decreasing cover term plan (loan protection)
  • Whole life term cover (up to age 99)

Key Benefits

  • Sum assured up to ₹25 crore at competitive premium
  • Premium remains fixed throughout policy term
  • Critical illness rider available
  • Accidental death & disability rider
  • Tax benefits u/s 80C (premium) & 10(10D) (claim)

Documents Required

  • Age proof (Aadhaar / passport / birth certificate)
  • Address proof
  • Income proof (Form 16 / ITR)
  • Medical examination report
  • PAN, photograph, nominee details

Why EXPORTAS

  • Compare 15+ life insurers
  • Right sum-assured calculation
  • Help with medical underwriting
  • Smooth claim assistance for nominees
  • Annual policy review

Ready to secure your future?

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